FARM INSURANCE
from Frisby InsuranceWe represent quality insurance carriers like these, so we'll provide you with multiple farm insurance rates to find the right policy for you.
Farm Insurance
When you operate a farm, you have unique insurance coverage requirements. Not only is the operation of your business different, but you may also both live and work in the same location.
A regular homeowner or business property policy may not be the best solution. Farm insurance was designed for your one-of-a-kind situation.
Agricultural Insurance Coverage
Depending on your farm, you may need a variety of insurance types to fully protect your business and your residence.
Property Insurance - This insurance can help protect the different buildings on the farm, including your residence, personal property inside your home, barns, silos, stables, and other farm structures.
Farm Personal Property Insurance - We recommend this insurance to cover the property you need to operate as a farm. It may cover tools, farm equipment, machinery, grain, and livestock, among other types of property.
Farm and Ranch Liability Insurance - You don’t want an injury on your farm premises to put you out of business. This coverage can provide liability protection from accidents to visitors, including guests or delivery people.
Crop and Agricultural Insurance - This coverage can apply in the event of covered natural disasters and other weather events, as well as low market prices and insect damage. When crops are your source of income, you may want to consider multiple peril crop insurance (MPCI), crop-hail insurance, and crop revenue insurance.
Other Common Types of Farm Insurance
There are other kinds of farm protection you may wish to purchase based on your particular farm, including:
- Workers' compensation, in case an employee is injured on the job
- Equine insurance for horses and the people who work with them
- Business auto insurance for vehicles used in the operation of your farm